Providing personal risk insurance advice can sometimes be a dry topic. However, in doing so we really have two choices; discomfort now for certainty in the future, or comfort now for certain pain in the future.
You see, in reality, when we are advising our clients, we are asking them to hand over a cheque (the premium) in return for a piece of paper (their insurance contract). However, that piece of paper is a promise to pay a benefit should a contractually defined event occur.
In all my client interactions, I continually discuss that the two biggest value adds they receive from companies like ourselves are; setting up personal insurance policies that give ‘assurance’ in the event of a claim and providing assistance to help navigate a claim and ensure that it is processed easily and smoothly.
So this month I wanted to share some of our great recent stories for clients who have been financially protected when they needed it most.
Life is full of unexpected twists and turns. That’s why it’s important to ensure you are protected.
We love helping each of our clients to understand their risks and personally tailoring solutions to meet their needs. If you would like to discuss your personal protection plan in greater detail, or discuss planning one for the future, we encourage you to speak with your local financial adviser for protection and peace of mind.
By Paul Milbourne
Risk Insurance Adviser